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Long-Term Care

  • Long-Term Care
    January 2, 2023

    If the person with Alzheimer's or other dementia prefers a communal living environment or needs more care than can be provided at home, a residential setting may be the best option. Different types of communities provide different levels of care, depending on the person's needs.

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  • Medicaid
    January 2, 2023

    Medicaid pays for medical care for people with very low income and asset levels, and long-term care for people who have used up most of their own money.

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  • Medicare
    January 2, 2023

    Medicare is a federal health insurance program generally for people age 65 or older who are receiving Social Security retirement benefits or who are younger than 65 and received Social Security disability benefits for at least 24 months.

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  • Medicare Part D Benefits
    January 2, 2023

    Medicare Part D is specific to prescription drug coverage for medicare beneficiaries. Medicare works with insurers and other private companies to offer different prescription drug plans that vary in cost and drug formularies.

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  • Start Moving Toward Retirement Security
    January 1, 2023

    It can be challenging to make all the moves necessary to help achieve retirement security—but it’s worth the effort.

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  • The Rhythm of Life — An Adventure Awaits
    January 1, 2023

    Dr. Callender provided another piece of the puzzle as to what makes Ridgecrest special when she said, “Like finds like and there are a lot of very smart people here.” It is a community which tends to attract independent, out-of-the-box thinking and offers a welcoming attitude towards all.

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  • What Does It Cost Not to Have Life Insurance?
    January 1, 2023

    Finding out about the costs, and types of life insurance can help you make informed choices to protect your family for years to come.

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  • What Should You Know About RMDs?
    January 1, 2023

    RMD, required minimum distributions, are the rules governing withdrawals of retirement accounts like an IRA or 401K.

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  • What to Do When the Dollars Don’t Add Up: A Guide to Cutting Costs Where You Can
    January 1, 2023

    Consider exploring these options for potential cost-cutting opportunities. These small adjustments can accumulate significant savings over time, allowing you to live within your budget during times of economic uncertainty.

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